Perfect credit requires timely payments, but that is just the beginning. If your goal is to have the highest possible credit score you must understand the mechanism of the FICO scoring model and structure the content of your report accordingly. Here are some well tested credit repair tips that will take you to your goal. [...]
With short sales all the rage right now, there are loads of questions about them. Here are answers to 5 of them. Do I have to miss a payment to do a short sale. No you do not have to miss a payment. You do need to present a case to the lender as to [...]
“Price reduced”, “Accepting All Offers”, “Negotiable” all cry out for the buyer of a house to come in real low on their offer, especially in our market today. When I saw this blog and the picture in the posting I had to post a link to it. “Reduced, Not Stupid Or Desperate” made me laugh [...]
A basic in the credit building game is a secured credit card. A real Master Card or Visa card which reports to the credit bureaus is a valuable tool at repairing or simply establishing credit. Virtually everyone who applies is approved, after all you are fronting the whole amount of your credit line as a [...]
A payment option ARM loan is not a bad loan by itself. For an informed and educated consumer they can be great wealth building tools. They can help consumers with seasonal, or otherwise inconsistent (I’m not saying lack of, just large amounts one month and less in other months like someone in the financial sector [...]
